Frequently Asked Questions
Credit repair can feel overwhelming, but it doesn’t have to be. We’ve compiled answers to the most common questions to help you understand exactly how we can transform your credit score. Still have questions? Our team is always here to help.
General Questions
Yes, credit repair is 100% legal. The Credit Repair Organizations Act (CROA) and Fair Credit Reporting Act (FCRA) give you the right to dispute inaccurate information on your credit reports. We operate in full compliance with federal and state laws.
Most clients see initial results within 45-60 days. The complete process typically takes 3-6 months, depending on the number and complexity of negative items on your report. Some items may be removed quickly, while others require multiple dispute rounds.
We can dispute and potentially remove: late payments, collections, charge-offs, repossessions, foreclosures, judgments, tax liens, inquiries, and bankruptcy errors. We cannot remove accurate, verifiable, and timely negative information.
We successfully remove or correct approximately 78% of items we dispute. Success varies based on the type of negative item and individual circumstances.
Process Questions
We use multiple legal strategies including: written disputes to credit bureaus, debt validation requests to creditors, goodwill letters to original creditors, complaints to the CFPB, and Method of Verification requests.
No, the credit repair process itself doesn't hurt your score. In fact, as negative items are removed, your score typically improves. We also provide credit-building strategies to boost your score during the process.
Yes, you have the right to dispute items yourself. However, our expertise, established relationships with bureaus, and systematic approach typically achieve faster, more comprehensive results.
If a removed item reappears (called "re-insertion"), we immediately re-dispute it at no additional charge. The bureaus must notify you before re-inserting any item.
Pricing & Guarantee Questions
Our services range from $89-149 per month depending on the package you choose. There are no setup fees, and you can cancel anytime with no penalties.
Although there are no guarantees in the daunting and universally exhausting credit repair journey, we implore you to stay positive, active and focused on the galactic journey that remains ahead. Here at bureaubooster.com we want to assure you that we are working tirelessly and will continue to advocate on your behalf to ensure a lawful and willful intent to completely assist you in restoring your financial outlook throughout the entirety of your active membership here at bureaubooster.com!
No. We're transparent about all costs. You pay a flat monthly fee with no setup charges, hidden fees, or long-term contracts.
Most clients achieve their goals within 3-6 months. We'll help you determine when you've maximized results and can maintain your credit independently.
Specific Situation Questions
Yes, we specialize in removing fraudulent accounts and inquiries resulting from identity theft. We'll guide you through filing police reports and identity theft affidavits.
We can dispute inaccurate student loan information and help with rehabilitation programs for defaulted federal loans.
We cannot remove accurate bankruptcy filings but can ensure they're reported correctly and remove any accounts that should have been included in the bankruptcy.
Yes, we offer rapid rescore services and targeted dispute strategies for clients preparing for mortgage applications.